Right to Appraisal (RTA) is a provision included in many auto insurance policies that may provide a way to resolve disagreements about the amount of a loss. It can apply to repair costs, actual cash value, diminished value, or total-loss settlement amounts, depending on the policy.
The process commonly involves each party selecting an appraiser. If the appraisers cannot agree, an impartial umpire may be appointed under the terms of the policy. The specific process and requirements vary, so it is important to review the applicable policy language.
CCNA can discuss independent appraisal support and help explain the information relevant to your dispute. This page is general information, not legal advice or a determination that RTA applies to a particular policy.