When an insurer declares a vehicle a total loss, the settlement generally depends on the vehicle’s actual cash value and the applicable policy and local rules. The insurer’s valuation may rely on vehicle details, condition, mileage, market research, and comparable vehicles.
CCNA reviews total-loss valuations and supporting information, including the vehicle’s specifications, condition, and relevant market comparisons. An independent evaluation can help identify questions or information that may warrant further discussion with the insurer.
Every vehicle and claim is different. The settlement, appraisal process, and available options depend on the applicable policy and jurisdiction. A CCNA review does not guarantee a particular outcome.

